As the cost of living increases, many people are finding it harder to manage their household budget.
Our financial and employment support team are here to help anyone in the Armed Forces community that is struggling.
Consider the list below for ways you could increase your income and reduce your expenditure.
Read more about the RBL's financial and employment support team here on our website.
Check you’re getting what you’re entitled to
Check you’re getting the benefits, tax credits or Universal Credit that you’re entitled to. Use an independent benefits calculator and contact HMRC to check you’re paying the right amount of tax.
To find out more about the support the RBL could offer you, contact us via
Telephone: 0808 802 8080
Telephone overseas: +44 (0)20 3376 8080
Calls are free
from UK landlines and main mobile networks
Email: [email protected]
Apply for a grant from the Royal British Legion
Did you know that the Royal British Legion can provide financial assistance to eligible persons?
Find out more about our grant programmes and how to apply for one here on the RBL website.
Early benefit payment
If you have no money, you can ask for your first benefit payment early - you can usually ask to get your first payment early while you’re waiting for either a decision on your application or your first payment. This is called a 'short-term benefit advance'. Be aware that you will need to pay this back which is deducted from future payments.
Learn more about getting an advance on your first benefit payment on the GOV.UK website.
Check that you are receiving all of the benefits available to you as a service person or family member of
As someone in the currently serving community, you could be entitled to support and benefits. The Discover My Benefits website can help you figure out what you are entitled to in addition to signposting to helpful guidance, information and support.
Find out more about support that you may be entitled to on the Discover My Benefits website.
Compensation schemes
If you are a veteran who is living with a condition which was caused by or made worse by your service you may be entitled to Compensation.
Read about compensation schemes for ex-service personnel here on the RBL website.
Speak to your energy company
Managing childcare and your finances
If you are caring for one or more children, you may be entitled to support to help you with everyday costs, such as childcare.
Read our guidance on managing childcare and your finances here on the RBL website.
Accessing financial help if you or someone you care for is living with a disability or long-term condition
You may be entitled to financial support if you or someone you care for is living with a disability or long-term condition.
Find out more about the financial help available on the Knowledge Base website.
Got unwanted items?
Sell items you don't need or want anymore through reputable online selling websites.
Cut down on waste
Turning things off at the wall rather than leaving them on stand-by, turning the tap off while you brush your teeth, turning the thermostat down a degree, and insulating your home can all reduce the amount of energy and water you use.
Spread council tax payments
Instead of paying over 10 months, with a two-month break, it might be better for you to pay smaller instalments over 12 months.
Discretionary Housing Payments
Discretionary Housing Payments are financial support to help with rent or housing costs if you are struggling to pay your rent.
Help with school costs
You might be able to get help with some of the costs of sending your child to school, including school meals, transport and uniform.
Read more about the support you could receive with school costs on the Citizens Advice website.
Food banks
If you don't have enough money to buy food, there may be a local food bank which can provide you with a food parcel. Contact a local support service or advice agency for a referral.
Find out more about accessing food banks on the Citizens Advice website.
